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October 25, 2018 by Marie

Is it Time To Invest In a WiFi Thermostat

The variety of technology available to today’s homeowner is frankly astounding. There are so many tools, gadgets and upgrades to old equipment that it’s often hard to sort through all of it. Deciding whether you even need some of the modern equipment that is available to you can be a bit of a challenge sometimes as well. Some of them are incredibly useful, while others may not offer a measurable benefit. One new type of technology you may have considered is the WiFi thermostat. This article will help you examine what the ideal thermostat is for your home and whether a WiFi thermostat is worth the investment.

What is a WiFi thermostat?

As its name implies, the WiFi thermostat is able to connect to the internet in your home and control the temperature through the use of an app on your phone. If you’re a little too cold or too warm, you simply tap the screen of your smartphone a few times and change the temperature a few degrees. A WiFi thermostat also has the benefit of keeping you updated on the status of your home when you’re not around; this can be particularly helpful if your heating system breaks down, potentially putting your pets and plants in danger from the cold. Your WiFi thermostat will update you in real time and allow you to address the problem quickly.

The benefits

A WiFi thermostat gives you the ability to control the temperature of your home remotely. For many people, this is enough to make it the ideal thermostat for their lifestyle, but there are a number of other benefits a WiFi thermostat has as well. The ease with which you can use them is a huge selling point for many homeowners. While other thermostats require time and effort spent programming and reprogramming throughout the year, a WiFi thermostat can be reprogrammed with a few clicks on your smartphone’s screen. They also have the ability to detect when you have returned to your home, and make adjustments to the temperature accordingly. They even have the ability to learn your schedule over time, and begin predicting when you will need to make changes in the temperature.

Save energy

Going green is all the rage these days, and every seemingly small step you can take to save energy in your home can add up to save you a lot of money on your energy bill. Making use of a WiFi thermostat is one of the best ways you can save money across the seasons. Temperature adjustments can be fully automated and therefore extremely efficient; a WiFi thermostat will monitor the temperature constantly and make adjustments whenever necessary.

When you leave the house, or go to bed, you needn’t worry about adjusting the temperature as your smart thermostat will do it for you. It can also monitor and adjust the temperature in individual rooms; so the living room, for example, can be kept at a comfortable temperature while rooms in your home that are less trafficked can utilize less energy. While the exact amount of money you can save on energy costs will vary depending on the climate you live in and the efficiency of your HVAC system, many homeowners notice a significant drop in their energy bill after having a WiFi thermostat installed.

Monitor your home

The ideal thermostat should be constantly monitoring temperature and climate conditions at all times, and that’s what an effective WiFi thermostat is able to do. It can constantly make adjustments based not only on the indoor and outdoor temperature, but on other factors such as the humidity as well. In addition, it can monitor the efficacy of your HVAC system itself. Over time, your HVAC system will become less efficient and require maintenance; a smart thermostat can detect when you need to call the experts and make repairs as needed. With that much detail, you’ll not only save money in energy costs but in maintenance as well; since your thermostat will constantly update you on the status of your HVAC system, you may be able to avoid the costly repairs that come with undetected major problems. You can choose to have the information you need emailed to you regularly.

Works with your other devices

One of the key benefits of a smart thermostat is its ability to work in conjunction with the other devices in your home. For example, you can connect it to your Amazon Echo and adjust your temperature using voice commands. Besides tying into your phone, you can also connect your thermostat to your laptop or desktop computer and make whatever adjustments you need this way. Some WiFi thermostats are also capable of playing music or displaying family photos, should you wish for them to do so. Having a WiFi thermostat is one of the many parts that work together to make up a modern, smart home.

Further information

If you decide that having a WiFi thermostat installed in your home is the ideal choice for you, do a little further research online to decide which thermostat is best suited to your specific needs. There are many options; popular choices include Nest and Honeywell, although there are quite a few others on the market that may be the ideal thermostat for you.

After you have carefully considered which thermostat to invest in, contact a reputable HVAC company to inspect your heating and cooling system and help you with the process of installing your new thermostat and ensuring it is properly monitoring the temperature in your home. You will also need to install the necessary software on your phone and program the thermostat to your particular preferences. Once you have done all of this, the rest should be easy! You will be able to relax in a home that is always at the exact temperature you want and save money in the process.

March 8, 2018 by Marie

Why Every Driver Should Have A Dash Cam

These days, you can find long compilations of the collisions, altercations, and car chases that happen on our roads every day, all filmed by dash cams and uploaded to the web. Behind each video is a driver who knows the true value of a dash cam and how much money it can potentially save you. After all, no matter how good a driver you are, there’s always someone out there waiting to ruin your day.

Being able to prove your innocence in car accidents is essential to ensuring you are rightfully compensated by insurance. This is because, as you may have or eventually will find out, the other driver will always say they’re innocent, whether they are or not.

Reducing Insurance Costs

If you don’t have a dash cam, you’ll have to do tedious tasks such as reducing annual mileage, increasing your excess, and paying upfront to decrease insurance costs. However, something as simple as installing a dash cam in your vehicle and verifying with your insurer that it works can shave between 10% and 15% off your premiums.

This not only works when you’ve been involved in an accident with another driver, but also natural or unexpected issues such as hail storms, falling ice sheets, and debris damaging your vehicle. Insurance usually doesn’t come cheap, especially if you’re paying for one of your children. Installing a dash cam in their car can save you even more due to the high-risk insurance prices for students.

One of the biggest worries these days is being subject to a “crash for cash” claim from fraudsters who deliberately crash into your vehicle to obtain a payout. Obviously having proof of the incident could help you completely avoid this.

You Can Record More Than Just Accidents

Dash cams have helped drivers record other events as well, including SpaceX rocket launches, bears and elephants walking across the road, and a plethora of other bizarre events that you couldn’t have recorded quickly enough with your smartphone. You can also record family road trips or drives through scenic areas.

Dash cams are especially popular among motorsports drivers, as its always great to be able to capture the thrill of racing a car or motorbike down the track at maximum speed.

They’re Convenient And Easy To Setup

Most modern dash cams are extremely simple to set up and include everything you need right in the box. This includes the charging equipment, which usually comprises of a cigarette lighter charger and a USB cable. Most sport a “set and forget” feature, which means the camera will work and turn off automatically based on what your car is doing. They can be mounted anywhere on your windscreen or dashboard as well. Review website indreviews.com has more information on magnetic car mounts.

Conclusion

Dash cams run from anything between $100 to $1,000 for high-end models, but even a basic unit will do. Regardless of which you choose to go with, it’ll still be cheaper than car repairs or paying for someone else’s damages.

January 30, 2018 by Marie

Why the Bitcoin Wallet App Is Better than Modern Banking

Why the Bitcoin Wallet App Is Better than Modern Banking

There have been numerous reports from centralized banking institutions about cryptocurrencies, indicating how worried they are about people’s ability to simply download a bitcoin wallet app and be free from interference. Indeed, the financial industry seems to be getting very concerned about this.

Why the Bitcoin Wallet App is Changing the World

Cryptocurrencies are all kept on what is known as the “block chain”. This public ledger lists all the transactions that have taken place. It is important to record exchanges in order for the system to function as a whole. But this requires trust as well, as people have to known that the recordings are accurate. The block chain is decentralized, however, as anybody can access it and anybody can use it, regardless of the terms and conditions of a country or financial institution.

Why Does This Matter?

When money has been decentralized, nobody has to rely on the financial infrastructure anymore. It also means that, if something goes wrong, not everybody will be affected. Remember the 2007 crisis? This showed the three key dangers of centralized systems:

Operational failure.

Credit.

Liquidity.

Since 2008, there are 504 bank failures as a result of insolvency. In 2010 alone, there were 157. While this shouldn’t jeopardize the savings of an account holder, because other financial institutions come in an absorb it, it can lead to short term access issues. Most of all, it leads to loss of trust, meaning people take their money elsewhere.

Indeed, even if a bank doesn’t fail, there can still be a significant impact on savers. For instance, Lloyd and RBS customers in the United Kingdom were once locked out of their accounts for several weeks as a result of an operational IT failure. This mean that they couldn’t access any of their savings. It turned out that this was because the IT system was around four decades old and was no longer capable of supporting modern needs. Decentralized systems never have to face these types of difficulties, as they can simply scale up and down.

Then, there is the issue of liquidity. In 2001, for instance, banks in Argentina suddenly froze their accounts. They put various capital controls in place to solve their debt crisis. In 2012, banks in Spain had to change their terms and conditions to stop people from withdrawing more than a certain amount. And in Cyprus, customer accounts were frozen completely for a short period of time, and people contributed 10% of their savings to pay the National Debt. What these things did to consumer trust were horrendous. People have started to keep their money in a sock under their mattress again! If a bank can, from one moment to the next, simply take away the money you have worked hard for, then why give them that opportunity?

With a decentralized network, no government, financial institution, or bank can suddenly change the terms and conditions of their offerings. They cannot suddenly charge more, allow less, or make other such changes. That is the way it should be.

January 10, 2018 by Marie

4 Of the Best Graphic Design Software Programs Available!

If you’re contemplating investing in a high-quality, professional graphic design programs, simply continue reading to discover 4 of the highest rated graphic design software programs currently available.

4 Of the Best Graphic Design Software Programs Available:

Photoshop

Photoshop, is one of the top rated software programs for designers and allows you to combine multiple images to create a new image and to remove unwanted objects such as backgrounds from images. You can also use photoshop to crop, straighten and rotate images and to enhance the colors of your images.

If you frequently work with photographs of people, you’ll also be able to use photoshop to remove blemishes from your photographs and to remove red eyes from your photographs. Whether you’re an experienced designer or a newbie, you can’t go wrong purchasing photoshop.

CorelDraw Graphics Suite

CorelDraw Graphics Suite boasts a live sketch tool, which will allow you to sketch designs using a tablet and a stylus, instead of sketching on paper and having to scan your sketches onto your computer.

If you chose to download CorelDraw Graphics Suite, you’ll also be able to customize any text included in your graphics by selecting from a wide variety of attractive, professional looking fonts.

So if you’re looking for a competitively priced graphic design program, it’s well worth considering purchasing CorelDraw Graphics Suite.

Serif DrawPlus X8

Serif DrawPlus X8 boasts all the tools which you may need to create unique designs such as logos and animations. One of its most popular tools is its pen tool, which will allow you to draw designs which feature curves, such as an image of a sofa or of a human face. It also offers several different sized paint brushes, which you can use to sketch your designs.

If you have trouble sketching on a tablet, you can also use Serif DrawPlus X8’s handy grids and custom guides, which will make sure that your sketches are as accurate as possible.

Adobe Illustrator

The newest version of Adobe Illustrator has been designed to rival Photoshop and allows graphic designers to create professional-grade vector based designs. Adobe Illustrator comes pre-packed with a wide variety of design templates, which are perfectly suited to graphic designers with little experience, who are looking to increase their graphic design skills. Examples of some of the design templates on offer include web templates, art templates, print templates, and illustration templates.

Like CorelDraw Graphics Suite, Adobe Illustrator also allows you to use a tablet, to sketch your designs into your digital scrapbook.

AdobeIllustrator also features hundreds of different fonts, to add to your graphics and offers unique color schemes, which are comprised of complementary colors. Which may make choosing the perfect colors to bring your design to life, child’s play. After all, who has time to sift through 50 different shades of navy, in order to find the right hue to complement a design?

So if you’re interested in spending more time creating high-quality graphic designs, it’s well worth investing in one of the top rated graphic design software programs listed above.

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About Marie

One and Co is owned by Maria Smith. She is an interior designer with a love for DIY, budgeting and everything home-related. You don't have to be a professional to have an awesomely designed home.

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