One and Co

One and Co

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What Are the Pros and Cons of a HELOC

There are a couple of choices for homeowners who want to do some remodeling or renovations around the house but don’t have enough cash in their accounts to do it outright. Many will turn to finance options that utilize the equity their homes have accrued since they bought them, but there are definitely some pros and cons of a HELOC (home equity line of credit) that they should be aware of. Whether planning a home improvement project or needing the funds to consolidate high-interest debt, a HELOC is a good way to cover the costs of a project or charge without having to take out a whole new loan.

Rivermark Community Credit Union has both HELOC and home equity loan options, depending upon what you’re looking for. Reach out to us today to discover which is best for you and how to get the application process underway.

Home Equity Loan vs. a HELOC

If you’re not sure how much you’re going to need to cover the costs associated with your upcoming project, then a HELOC is your best bet. While a home equity loan offers a lump sum, a HELOC is a line of credit from which you can borrow against as you need to. Think of it a bit like a credit card. Even though you have a maximum, you wouldn’t use all of it at once if you didn’t need to. A home equity loan may be the right choice for some, but a HELOC offers borrowers an easier way to access money as they need.

Some of the pros and cons of a HELOC can be reviewed below. Remember, there’s no such thing as free money, and as such, the money you’re using for your debt consolidation or improvement project is still tied into the equity of your home, so use it wisely.

Home Equity Line of Credit Pros

The maximum amount you’re eligible to borrow from a home equity line of credit is linked to the value of your home. Most of the time, it’s as high as 85 percent of your home’s value, so in order to get approved for this type of loan, it’s best if you have actually have enough equity built into the home. Additionally, lenders require that you have good credit so they know they’re not just going to lose money. Again, the loan is tied into your home, with your home as collateral for the amount you use.

Some of the biggest advantages include the competitive interest rates, the repayment terms, and even the flexibility of using a portion of the loan maximum.

Lower APR

We’re at a point in time with the housing market where interest rates are lower than they have been in years. A home equity line of credit can give you the opportunity to take advantage of this. Some HELOCs even have lower interest rates than credit cards.

Take Advantage of Tax Benefits While Still Redoing Your Home

Depending on how you use the home equity line of credit, you may be able to write off the interest paid on the loan. That is, if you’re using the funds specifically to revamp your kitchen, upgrade your bathroom, add a jaw-dropping garden, or rebuild anything else that qualifies under home improvements, then the interest you will have paid can be tax-deductible.

According to the IRS website, the home equity products cannot be claimed as a tax deduction “unless they are used to buy, build or substantially improve the taxpayer’s home that secures the loan.” So if you’re hoping to make some noticeable changes around your home, you may qualify for this program.

Wise Borrowing

When presented with a lump sum, you can get lost in the “potential” of that money and not budget as well as you should. With a home equity line of credit, you can take out just what you need when you need it, which can save you hundreds (if not more) in the long run. By taking the time to plan things in advance, you may be able to use less than you would with other home equity products, and that equates to a smaller monthly payment in the end.

Repayment Flexibility

There is an option to just make interest-only payments initially with many HELOCs, so that may be something to look into. There are varying repayment timelines for a HELOC, but in general, they can last up to 30 years, and that includes both the time when you’re drawing on and repaying the loan.

Cons of HELOCs

Take these cons into consideration before making a final decision.

Your Home is Collateral

Although having a secured loan can mean a lower interest rate, it’s still important to give this sort of decision a good, hard think. Putting your home up as collateral for a loan means you have to be a smart borrower and able to pay back the loan’s monthly payments. A HELOC can be a risky option for someone who isn’t diligent in their borrowing choices.

Variable Interest Rates

A HELOC does vary from a home equity loan in interest rates. While a home equity loan can give you a fixed interest rate, a home equity line of credit cannot. There will be a variable interest rate, and it means that your interest rate will be subject to what the Federal Reserve decides to do with prime and loan rates. This can be good or bad.

Equity in Your Home Will Decrease

Last, but certainly not least, you’re borrowing against your home. This means the value you’ve “accrued” over time and the worth of your home goes down once you’ve taken out a home equity product. While it means it may take longer to pay off the house in the long run, the flip side is that you’re investing in the home itself and may be able to say it’s increased in overall value. If the housing market crashes, however, there is a chance that you may end up owing more for the house (and loan) than the house is worth.

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Tips for Organizing a Girls Holiday 

Sometimes the most exciting part of the year is a trip away with friends, but the least exciting part about it might just be the planning. There are many things to consider when planning a holiday away with the girls and sometimes trips away even with the best of friends don’t go smoothly, so here is a handy guide to help make sure everything is covered and nothing is forgotten, to keep everyone happy and pumped for a holiday ahead.

 Discuss the Destination and Ideal Budget

One of the most important things about traveling with other people is to lay all cards on the table. No one should be coerced to spend above their means, do anything or go anywhere that makes someone uncomfortable. That would not make for an enjoyable holiday!

Be open and honest about the ideal budget, if there is any wiggle room and the destinations that are in mind to see what matches up all together so everyone can settle on a compromise.

There is nothing wrong with being particular, and the more thorough, the better. This advocates transparency for everyone and what is expected of the trip.

 Share the Planning Equally

There is probably a Monica from friends in the group that cannot wait to get the clipboard out, but unless it really is a dream come true, having to plan a trip alone can be stressful and difficult, if not for the sole reason that a joint holiday needs to be built on joint opinions and preferences. Allocate jobs individually, so one person plans the transfers, one person books the accommodation, etc. A top tip would be to see flights are cheapest in advance and then book accordingly. For example, if flying from Newark, check out deals in advance, including car parking Newark airport, and all the extras in between to find the best offer.

“Make sure there is wiggle room for spontaneous moments.”

Have a Shared Idea of Holiday Activities

Different people want different things from holidays, and although friends will have a lot in common, there will be certain things that friends will want to see and do which others will not be too fussed about. To make sure everyone comes away happy and fulfilled on the joint holiday, have everyone plan out the most important to the least essential activities, and co-ordinate accordingly, so everyone is happy with a loose itinerary.

Do some research on the area together and gather some ideas together of what restaurants look appealing, which cafes have the best ratings, and where to go shopping. Doing this on holiday will only cut into holiday time, and it is best to have everything agreed beforehand so things can run as smoothly as possible.

That being said, make sure not every minute of the day is planned so there is wiggle room for the more spontaneous moments! Not to mention leeway for accidental hangovers or too much sun.

Don’t Leave Everything Last Minute

Leaving everything to the last minute is bound to cause avoidable tension. Make sure everything is prepped and planned in advance so things can go off without a hitch! Organize with lists, keep the communication open to all those involved in the holiday, and importantly, allow for last-minute changes.

 

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How the shade blue makes the case for calmness and serenity within the bedroom

If you are planning to redecorate your bedroom then you should consider doing so in a shade of blue. Why? It is associated with calmness and serenity – and if there is one room in the house where you want to feel this, it’s in your bedroom.

Different colours result in different feelings and cause various moods. Blue is a peaceful colour known to help you relax – it’s believed to slow your heart rate, lower blood pressure and reduce anxiety. Whereas red, for example, is the opposite, it’s intense and exciting – it can increase your heart rate and actually cause you to feel anxious, perhaps due to its association with danger.

The psychological effects that colours have on us – and knowing what these are – can be beneficial when decorating the rooms around your house. Brighter colours energise and stimulate you. So while you may well regret painting your bedroom red, it could fit perfectly well in another room.

So, back to blue. Blue has long been associated with nature. Imagine sitting on the sand and watching the waves of the deep blue ocean or laying back on the grass and looking up at the light blue sky, white fluffy clouds drifting slowly across it. Both are tranquil and serene settings that make you feel calm, aren’t they? It’s a soothing colour – exactly what you want after a busy day when you flop onto your bed for a moment of peace.

Blue helps our stresses float away – quite literally, it’s known to produce a chemical in the body that helps us to feel calm and content. Furthermore, it is a colour that is known to help you sleep – which is, of course, ideal for this room.

So which shade of blue should you go for? As mentioned, bright colours can have the opposite effect, even in blue to an extent. Instead, stick to soft and neutral tones.

Now to incorporate that into your bedroom. You could pick one part of it to become blue – this might mean painting your walls in this calming colour. But, blue might not be your colour and perhaps you don’t want this on the walls. Well, there are other calming colours that will complement the blue such as a soft violet or lilac which benefits from a blue base. Then you can, of course, incorporate the blue far more subtly elsewhere in the room.

You could get yourself a nice comfy bed from Divan Beds Centre – an ottoman is ideal as you can hide away all the clutter. However calm the colour makes you feel, a cluttered room will definitely start to counteract that. Then, choose a beautiful blue bedding set complete with throw and scatter cushions. This creates the perfect tranquil space to sink into for a peaceful night’s sleep.

So, what are you waiting for? Get some blue in your bedroom and make it a space that allows you to escape your busy life and calms your mind. A room that allows you to fully relax and rejuvenate, ready to do it all again tomorrow.

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Selling Industrial Equipment In A Tech-Savvy World

If your business is selling parts and machinery to industrial organizations, you have plenty of digital options for marketing your operations. Building an extensive digital presence online will bring your industrial supply operation into the modern world.

Start upgrading your approach to the creation of new commerce, and dig into what the internet can do to forward your cause. Here is a brief look at some helpful tips for selling industrial equipment in a digitally-driven world.

Create space for products on your website

Your business website can always be made better. Never stop looking for ways to improve the design of your website, and always make sure there’s a designated space to showcase the products you have to offer consumers.

If you’re in the business of selling trailers for towing heavy equipment, then you should make sure you provide ample information about all you have to offer within the pages of your business website.

Make room for a business blog

Your business website should also sport an informative blog that shares helpful information regarding your industry and the products you specialize in creating.

Post regular entries in your blog, and create a space for readers to “share” your posts and leave comments. Listening to the voice of consumers is a great resource for refining your operations.

Set up shop on social media

Your website is a great way to make an impression on the digital world, but the real action can always be found on the pages of social media. Find which platforms best suit the interests of your target audience, and build a profile for your business on each of them.

Keep tabs on your social media pages as often as you do your business website. If your operation needs a professional who is more qualified to keep up with all of the work that needs to be done, then it’s worth the investment to hire someone who knows just what your business needs to make an impact online.

Build your presence for mobile users

Make sure to keep mobile access to the internet in mind as your digital presence builds. Smartphones, tablets, and iPads rule the internet now, and it simply doesn’t make sense to overlook the majority of web users. Build with responsive design as a standard at all times.

Always keep up with SEO

Search engine optimization is a fluent collection of design tactics that will help you build digital content that is more effective.

Learn how Google sorts and designates various information on the web, and you can have your content ranking higher in the SERPs (search engine results pages). Ranking well in the SERPs is an essential part of being seen online.

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How to create a 1920s themed room

One-hundred years later and the fashion and style of the 1920s is still very much appreciated and talked about. Recent films such as ‘The Great Gatsby’ has glamourized the era of the twenties and it has encouraged millennials to follow the fashion and aspire to live the high life as portrayed in pop culture. This blog post will show you how to shop for the 1920s in the 2020s and how normal objects can be adapted to look more vintage.

Wallpaper

Using 1920s themed wallpaper is a great way of making a bold statement of creating a 1920s effect in your room. Art deco styled wallpaper is the modern version of 1920s inspired wallpaper. Art deco wall paper consists of geometric shapes and metallic colouring (particularly gold), however, if you are already satisfied with pre-existing paint which is on your wall, metallic painted shapes can be painted onto your wall.

Seating

In order to have a 1920s themed room, you do not necessarily need to focus on the style of sofas which were specifically used in that decade. Instead, vintage looking sofas are close enough because the 1920s style consists of beautiful, grand and timeless classics. In particular, the Chesterfield sofa company in Lancashire offers a wide range of beautiful vintage styled sofas and it is a good place to look if you are in need of elegant furniture.

Use dark wood furniture

Dark wood was commonly used in the 1920s, if you are redesigning your dining room, a dark wood dining table would be highly effective for creating this style within your room. Furthermore, if you are dreaming of having a 1920s style bedroom, a dark wood four post bed and a dark wood walldrobe will help to give a 1920s vibe. If you already have wooden furniture, but it is light wood, you can stain the wood to make it look darker.

Lighting

Big feathered stand-alone lamps were popular in affluent households and luckily, they are also a big trend in one hundred years later, meaning they are easily accessible to buy in present day. Bronze and gold coloured stemmed lights wall lights were also popular in the 1920s. The use of metallic colours adds an expensive feel to products and if you are looking to design a high end looking vintage styled room, then the use of metallic colours will help to give that desired effect. Equally, a grand chandelier will help to give a room a regal vintage look.

Paintings

Flapper girls are a symbol of the 1920s culture, therefore, an easy way of incorporating an art deco theme into your room is to add paintings of flapper girls. Paintings of flapper girls will also add a girly edge to your room, if that is what you desire. On the other hand, if you are looking for a more masculine style to your room, the BBC’s hit series ‘Peaky Blinders’ will be an ideal topic for purchasing masculine styled paintings.

Mirrors

Vintage style mirrors are usually blurred and perfectly imperfect. Although a blurred mirror may be impractical, as it will be harder to see your own reflection compared to an un-blurred one. However, if you are just wanting the mirror to add a vintage Art deco touch to your room, then a blurred mirror is a sufficient piece of decoration. Furthermore, if you really are opposed to purchasing a blurred mirror, then simple round edged mirrors with metallic edging gives a just as good 1920s styled effect.

Curtains

Draped curtains were a popular style of curtains within the 1920s era. However, their version of grand draped curtains is highly expensive, and you will most likely need to get them custom made if you desire the exact styled curtains of that decade. Luckily, there are modernised versions of those curtains available. Those curtains are usually velvet effect and have geometric prints, with metallic colouring. Interestingly, velvet curtains are also very popular in 2020, so they are easy to find and I’m sure there are some very reasonably priced versions of these curtains readily available.

Accessories

If your desired theme is a upper class 1920s style of room, then it is a good idea to purchase random glitzy and grand accessories to scatter around your room. Feathers, beads and mirrored trinkets will help to add a classy vintage effect to your room. However, if glitz and glam isn’t your style and you would still like to incorporate a vintage theme within your room, floral accessories work just as well.

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Amazing benefits of Gold Coast roof restoration

Are you planning about all the home restorations? If yes, think about changing the roof. Most people do not consider this aspect. Your roof is a very important part of the construction of your home. It decorates the overall structure of the home and also increases the value of the property.

Most home owners are not focused on roof care and maintenance. Whatever they do, they opt for a progressive roof restoration solution! Contact Gold Coast roof restorations to learn more about it. There are many benefits to professional roof restoration. The following three are important:

Atmosphere limits influence roof life! Hail storms, rains, winds and warm waves could cut roof productivity over time. It debilitates the roof structure. It doesn’t really imply that your roof structure will crumple. In any case, your roof would surely require support to be in its best condition. At the point when you disregard this, your roof will begin to bother. It can prompt water spills, and the surface may turn out to be unpleasant. There can be flotsam and jetsam amassing and shape development. All these don’t bolster amazing and solid roof life.

As your roof wears off over some time, there are more odds of it creating spills! In the event that water spills arrive at your home, it will step by step lead to buildup and other water recolors on the divider. It will begin to influence your home inside. Putting a container where you recognize water breaks won’t unravel the issue.

At the point when you reestablish your roof, express yes to the best preventive measures. This will ensure that the tiles stay safe and the roof gets fixed. In the long run, it will add to your general home estimation. Does your roof look marginally endured and old? Rebuilding work can skip it back to looking all new. On the off chance that you intend to sell your home in the near future, material reclamations are fundamental. It also adds to the stylish estimation of your property as well. You will get the best posting cost when you have an attractive and solid roof.

On the off chance that a potential purchaser sees that your roof needs fixing, they may reconsider before buying your property.

In the event that your roof isn’t in the best condition, odds are it’s not fixed appropriately. What’s more, these outcomes are noticeable all around moving out of your home. What’s more, during summer, this may bring about the top warming that is in any case required. This is the motivation behind why you need to rely upon the forced cooling system more during the summer months. Additionally, it will bring about expanded power bills. In spite of the fact that during winter months, you may feel warm! Be that as it may, summer will make things hard for you. It is fundamental to complete your roof reclamation at the most punctual. It will assist the roof with being vitally productive.

Ignoring your material prerequisites for quite a while will just include to issues later. At that point you may need to get into expensive fixes. To avoid abundance of fixed costs and other roof basic perils, express yes to quality roof rebuilding efforts today.

 

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Don’t Let These 4 Silly Myths Stop You From Regularly Seeing Your Dentist

There are few situations in life that people actively avoid more than a visit to the dentist. Everyone has their reasons, but one thing is certain: you don’t avoid the dentist, it’s an eventuality. The only thing a person is doing by avoiding a regular checkup is making certain that they will be in a dentist’s chair at a later point. On top of that, they’ll likely be dealing with a major issue that in itself could have been avoided had they not made an excuse not to go that day. In a way, it makes sense with all of the misinformation out there these days.

Only Go When It Hurts

No. The best way to never be in dental pain in the first place is by keeping at least a semi-frequent appointment with your dentist. It doesn’t matter who you are, everyone misses different areas of their mouth during daily brushing and flossing sessions. If you really think about it, even dentists go to dentists. The moral of the story is that it’s just so much better for your general health if you frequent your dentist on a regular basis. However, if you already have a serious problem, you should visit an emergency dentist in Sydney CBD sooner rather than later.

Upselling Dental Procedures

There has been a nasty rumour going around that dentists will try to sell you procedures that are either entirely unnecessary and/or actually cause permanent damage. The sad fact is that a few dental practitioners were caught in the act, making this theory seem to hold a lot more water. However, dentists like any other medical professionals are beholden to a strict code of conduct and simply wouldn’t take the risks associated with something like this. Your dentist is there to help you make sure you have a lasting smile and don’t encounter the horrors of serious dental pain.

Tooth Pain Will Eventually Go Away

Though in the short term this can be true, you can wait it out and try to brave the unbearable pain of a toothache. You really, and I mean really don’t want to do it. The pain you are feeling is usually the result of an infection which left unchecked can lead to serious problems such as a tooth abscess. If you have ever had an abscessed tooth, then you know the excruciating pain that comes along with it. The longer you leave the problem tooth or teeth, the higher the risk of further, even more serious health complications. It’s always a better choice to make an appointment and have your dentist take care of the problem.

If I Brush Harder And More Often, I Don’t Need A Dentist

Brushing your teeth more frequently is definitely a good idea. However, over brushing can cause damage to the enamel in your teeth, making them more susceptible to tooth decay. The same goes for brushing too hard with a hard bristle toothbrush. Using a bristle that is too hard may seem like it will be better at removing plaque, but it can leave scratches behind in your enamel that will lead to problems down the road.

 

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Should You Buy or Build Your Home?

There are always new homes for sale for anyone aspiring to be a homeowner. However, deciding whether to buy or build a home can be a tough decision. While picking the floor plan and selecting fixtures when building a house can be exhilarating, it can also be a time-consuming and overwhelming process as you monitor construction and progress daily.

Compared to building, here’s a look at why buying a home is a better option;

  • It costs less

Building a house costs more due to cost of land, building materials, and builder profits. When building, you will need to hunt down the perfect property, in an optimal location, and then purchase the land, often at a costly amount.

Buying a home relieves you of these hassles since the price of land is included in the total cost of the house. Also, when it comes to financing, construction loans tend to be more complicated and involve more risk.

Hence, lenders don’t approve these loans until you submit the building permits. Thus, when building a home, you need to have more money available.

Taking a loan to buy a home has less financial burden since traditional mortgages are cheaper. These mortgages also come with a fixed interest rate option. On the other hand, construction rates are mostly short-term, with variable prices.

  • Convenient

Would you like to live in a particular neighborhood, possibly in a gated community, surrounded by social conveniences? Finding this type of land in town is both difficult and costly.

Buying a home will also ensure you enjoy beautiful mature landscaping. Therefore, you won’t have to worry about planting trees and investing in expensive landscaping.

  • Quality

New homes are built to be energy efficient, use the latest technology, and are built according to the current building code standards. Thus, for a couple of years, you won’t have to deal with maintenance issues such as failing air conditioning systems or leaking roofs. In addition, most home sellers offer a warranty should anything become faulty.

  • It is less stressful

Buying an already existing home is less stressful compared to building. When building a home, you need to find land at a suitable location, which could be hard. You then need to choose a home design, decide on the flooring, cabinets, fixtures, etc. while considering your budget.

Building your home comes with a lot of pressure and stress. It takes up effort and time since you have to ensure the construction is done right. Buying a house is less stressful since you have lesser decisions to make.

Once you consider the above factors, it is crystal clear that building a house is more expensive and demanding. Finding land in an optimal location especially near a town is hard and costly. Overall, buying a home is cheaper, more convenient, and time-saving.

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4 Tips For Staying Within Your Home Improvement Budget

Owning your own home is expensive enough as it is. Between monthly utility bills and mortgage costs, it can start to add up significantly. All it takes is having to repair your roof or replace a water heater to throw your finances for a loop.

For this reason, it’s important that you have home improvement costs integrated into your monthly savings. When you’re the owner of your own home, it’s no longer an option to call your landlord when things go wrong. It’s up to you to make repairs and improvements which rarely comes at a low price.

When you do find yourself faced with a home improvement project, here are some of the best tips to make sure that you’re able to stay within the amount that you’ve put aside for yourself.

Have a Clear Vision

Before you take on any sort of project, it’s important to make sure that you have a plan set in place. Keeping track of your progress isn’t possible without having a clear idea of what it is that you hope to accomplish.

Do whatever it takes to formulate a plan and keep track of how it is executed. Otherwise, things will get lost in the mix, and you’ll lose sight of what’s a priority.

Always Act Quickly

As a general rule of thumb, the more that something worsens, the more that it will cost to fix. When something starts showing signs of wear and tear, it’s in your best interest to take action as early on as possible rather than letting things slide.

Acting quickly will decrease your chances of a problem getting so bad that it requires being replaced entirely.

Get To Know Financing Options

If you’re faced with a significant renovation project, it’s ideal to know what your financing options are. Even with a nice amount of emergency savings put aside, you may not be able to afford everything that you hope to achieve.

For projects that cost thousands to as much as tens of thousands, it’s a good idea to start looking into financing options. The amount you’ll be able to borrow will usually be determined by the amount that you’re home is worth on the market and how much you still owe on your mortgage.

It’s good to have an idea of what kind of financing options are out there ahead of time rather than at the last minute in the middle of a home improvement emergency.

DIY What You Can

Not everything can be done using your own resources; however, it’s ideal to do it yourself whenever possible. Consider trying to find a tutorial online or even enlisting the help of friends and family members that have experience in the area you hope to work on.

Luckily, there are many alternatives you can look for to stay under your monthly budget. For instance, if you search for electricity providers, you’ll find several companies that offer high-quality services and cheap electricity plans to their customers that can easily adjust to your budget.

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Faking it: How to stage a home for a sale

It is probably going to be the biggest thing that you are ever going to buy or sell, so it stands to reason that a little care and attention is often invested in the real estate process.

Something that has become increasingly popular over the last few years has been house staging. In other words, you don’t make your home look like it has for all the years you have lived in it – you make it commercially acceptable.

By the end of today’s article, you’ll know all there is to know about house staging. You’ll know exactly when a house has been staged and in some ways, the effect won’t be nearly as impactful. For example, take the following pages:

All of the images featured on the above pages are truly impactful, but only if you don’t realize what is going on. A fruit bowl here, a fancy piece of furniture there – the average person doesn’t realize what’s going on. By the end of today’s tips, you’ll know the game inside-out, and you’ll know all of the staging tricks of the trade that sellers adopt as they bid to get their home off the market in record speeds.

Focus your energy in the right places

First and foremost, this shouldn’t be a huge job. Sure, it will take time, but you don’t have to invest in every room in your home. They’re not all equal, at least when it comes to the real estate industry.

There are some rooms which have more influence in the buying process. The kitchen, master bedroom and main living space usually fall into this category. It means that if time is of the essence, focus on these three rooms.

Freshness is key

If you have a swarm of viewings booked for a day, make sure you purchase a bunch of flowers from somewhere like Avas Flowers. Providing a fresh and inviting atmosphere is key when staging a house, and this Avas Flowers page should help you with a few ideas. There are also a few Avas Flowers discounts around if you want to perform this on a budget.

It’s not all about flowers, though. It can be about eliminating less-than-pleasant smells (i.e., emptying the trash can). Or, an even simpler tips is to just buy a plug-in scent to change the mood.

De-personalize wherever possible

You don’t want to eliminate character from your home, but at the same time you need to allow others to believe that they can live there. This means that you almost need to provide a blank canvas; remove personal photos and take down anything that might be seen as contentious in interior design terms. This is staging at its easiest; you don’t need to buy anything, just make things a little simpler.

Create space with your furniture

You might not like your big sofa on the left side of the room, but this might be the position that creates the illusion of spaciousness. There are umpteen furniture tricks like this which are doing the rounds, and all just allow a potential buyer to navigate around a home a little easier. It is these little staging tricks which can sway those that might currently be sat on the fence about your property.